Stable, the USDT-native Layer 1 blockchain, is rapidly emerging as a transformative force in the stablecoin payments sector. Launched in July 2025, Stable is engineered to address longstanding inefficiencies in digital asset settlement, namely unpredictable fees, sluggish transaction speeds, and the friction of managing multiple tokens. By making USDT the native gas token and prioritizing sub-second finality, Stable is positioning itself as the backbone for seamless, large-scale stablecoin adoption.
USDT as Gas Token: Eliminating Friction in Payments
The vast majority of blockchains require users to hold a separate utility token, like ETH or SOL, to pay for transaction fees. This creates unnecessary complexity for both end-users and merchants. Stable’s core innovation is its use of USDT as the native gas token, eliminating the need to swap between tokens or manage multiple balances. This design choice is particularly impactful for enterprise and retail payment use cases, where simplicity and predictability are paramount.
By allowing users to pay fees directly in USDT, Stable streamlines the user experience and reduces barriers to entry for merchants seeking to accept stablecoin payments. This approach also enhances transparency in transaction costs, as users always know their fee obligations in a familiar dollar-denominated unit.
Technical Advantages: High Throughput and Instant Finality
Stable distinguishes itself further with its technical prowess. The network is capable of processing thousands of transactions per second and delivers sub-second block finality. In practical terms, this means that payments on Stable are confirmed almost instantly, a critical feature for both point-of-sale transactions and high-frequency enterprise settlements.
From a risk management perspective, instant finality reduces settlement risk and enables new business models that depend on rapid payment confirmation. Moreover, Stable’s enterprise-grade infrastructure offers features such as guaranteed blockspace allocation and confidential transfers, tools designed to meet the needs of institutional users while preserving regulatory compliance.
Key Benefits of Using Stable for USDT Payments
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USDT as Native Gas Token: Stable allows users to pay transaction fees directly in USDT, eliminating the need to hold or swap for a separate utility token. This streamlines the payment process and reduces friction for both users and merchants.
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Sub-Second Settlement Times: With sub-second finality, Stable enables near-instant transaction confirmations, making it ideal for both retail and enterprise payment scenarios.
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Low and Predictable Transaction Fees: By leveraging USDT and a purpose-built infrastructure, Stable offers low, predictable fees—addressing a common pain point in legacy blockchains where fees are volatile and often high.
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Enterprise-Grade Features: Stable provides guaranteed blockspace allocation and confidential transfer options for businesses, supporting high-volume, compliant, and privacy-focused transactions.
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Enhanced Liquidity and Utility via PayPal Integration: The integration of PayPal USD (PYUSD) expands the liquidity and utility of stablecoins on the network, enabling broader access for commerce and financial services.
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Regulatory Clarity and Compliance: Following the passage of the GENIUS Act, Stable operates in a regulatory environment that supports stablecoin payments, fostering confidence for users and institutions.
Strategic Momentum: $28 Million Funding and Major Partnerships
The market has taken notice of Stable’s unique value proposition. In its seed round, Stable raised $28 million from a consortium led by Bitfinex and Hack VC, with participation from Franklin Templeton and PayPal Ventures. This capital injection is more than just validation, it provides the resources needed to scale infrastructure, expand developer support, and accelerate ecosystem growth.
One of the most significant recent developments is PayPal’s strategic investment and the subsequent integration of PYUSD (PayPal USD) into the Stablechain. This partnership aims to expand PYUSD’s distribution and liquidity while enhancing its utility for commerce on-chain. The timing aligns with increased regulatory clarity following the passage of the GENIUS Act in the United States, which has removed much of the legal ambiguity surrounding stablecoin payments.
How Stable Is Redefining the Bitfinex Stablecoin Ecosystem
The backing from Bitfinex is especially noteworthy given Bitfinex’s deep integration with Tether (USDT) and its influence over global stablecoin liquidity flows. By anchoring USDT as its native asset, Stable positions itself at the heart of Bitfinex’s stablecoin ecosystem, creating new synergies for liquidity providers, market makers, and institutional players.
This synergy sets the stage for broader Stablechain adoption, as users can now benefit from streamlined remittances, cross-border settlements, and merchant payments, all without leaving the USDT ecosystem or worrying about volatile native token fees.
As the stablecoin sector matures, the integration of USDT as a native gas token on Stable is more than a technical novelty. It’s a paradigm shift for how stablecoin value can flow frictionlessly between users, businesses, and protocols. For Bitfinex, this means a direct conduit for USDT utility and velocity, reinforcing its position as a liquidity engine within the digital asset landscape. For the broader ecosystem, it means a template for how stablecoin-centric blockchains might be architected in the future.
What Sets Stable Apart in the USDT Payments Blockchain Race?
While several blockchains support stablecoin transactions, Stable’s singular focus on USDT and payment efficiency differentiates it from multipurpose chains like Ethereum or Solana. The network’s architecture is purpose-built for payment throughput, low and predictable fees, and seamless onboarding for both retail and enterprise users. In a landscape where most blockchains treat stablecoins as secondary assets, Stable’s approach flips the script, making stablecoins the core of its economic model.
This focus is reflected in the rapid growth of the Stable app waitlist and early developer activity. With guaranteed blockspace and confidential transfer options, businesses can confidently deploy payment solutions without worrying about congestion or privacy leaks. For merchants, the ability to accept USDT payments with instant settlement and no volatile gas fees is a game changer.
Top Reasons Enterprises Choose Stable for Global Stablecoin Transactions
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USDT as Native Gas Token: Stable allows enterprises to pay transaction fees directly in USDT, eliminating the need to manage multiple tokens and streamlining treasury operations.
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High Throughput & Sub-Second Finality: Stable processes thousands of transactions per second with sub-second block finality, ensuring rapid, reliable settlement for high-volume enterprise payments.
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Enterprise-Grade Infrastructure: Features like guaranteed blockspace allocation and confidential transfers enable secure, compliant, and efficient transaction execution at scale.
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PYUSD Integration & Strategic Partnerships: Backed by PayPal Ventures and Bitfinex, Stable integrates PayPal USD (PYUSD), expanding stablecoin utility and liquidity for global commerce.
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Regulatory Clarity: The passage of the GENIUS Act in the US provides a clear regulatory framework for stablecoin payments, enabling enterprises to adopt Stable with confidence.
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Significant Institutional Backing: Stable’s $28 million seed round led by Bitfinex, Hack VC, and others demonstrates strong institutional confidence in its vision and technology.
Regulatory Clarity and the Path Forward
The passage of the GENIUS Act in the United States has given stablecoin payment networks like Stable a clear regulatory runway. This clarity not only encourages institutional adoption but also reassures developers and end-users that compliance and innovation can coexist. Stable’s confidential transfer features and enterprise-grade compliance tools position it as a viable option for regulated entities seeking to leverage stablecoins for cross-border trade, payroll, and treasury operations.
As more jurisdictions clarify their stance on stablecoins, the demand for dedicated infrastructure like Stable will likely accelerate. The network’s early traction and partnerships suggest it is well positioned to capture a significant share of the growing stablecoin transaction market.
What’s Next for Stablechain Adoption?
Looking ahead, Stable’s roadmap includes expanding support for additional fiat-backed stablecoins, deepening integrations with payment processors, and rolling out merchant-focused APIs. The network’s commitment to transparency, low latency, and cost predictability will likely attract new entrants ranging from fintech startups to global remittance providers.
For users and businesses eager to leverage the next wave of stablecoin payments innovation, joining the Stable app waitlist offers early access to a platform redefining the boundaries of digital dollar settlement. As the stablecoin ecosystem continues to evolve, Stable stands out as a purpose-built solution meeting the demands of tomorrow’s global payments infrastructure.
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